Both invest in identical portfolios managed by the same fund manager. The only difference is the expense ratio. Regular plans include a distributor commission (typically 0.5-1.5% per year). Direct plans do not, making them cheaper annually.
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Cost & Efficiency
Direct vs Regular
Compare mutual fund plan costs using the same investment path.
1 minEducational model only
Visualization
Modeled Corpus Gap
₹49,39,388
Direct plan
Regular plan
Value Distribution
Total Value
₹3,22,13,689
Direct plan
54%Regular plan
46%Regular Corpus
₹2,72,74,301
Includes commissions
Extra Gains
+₹49,39,388
By choosing direct
Calculator