Terms & Conditions

Access, services, and platform-use information across Ramaniya.

Simple terms for platform use.

Review access expectations, service boundaries, and platform context.

Core scope: Access, service use, and legal framework
Includes: Eligibility, operations, liability, and governing law
Format: Reference page for platform use

Eligibility and account access Services and educational boundaries Execution and investment flow context

Access rules

Eligibility and verification expectations.

Service boundaries

Educational use and non-advisory framing.

Platform context

Execution and legal framework in one place.

Eligibility and account access

Platform use is intended for users who can lawfully access the product.
Users remain responsible for their credentials and account activity.
Access to deeper product surfaces may depend on onboarding and verification being completed.

Services and educational boundaries

Ramaniya offers mutual fund discovery, portfolio visibility, and educational planning surfaces.
The platform does not provide personalized investment recommendations or guaranteed outcomes.
Planning outputs and product summaries should be treated as reference only.

Execution and investment flow context

Transaction or allotment flows may rely on external AMCs, registrars, or partners.
Users are responsible for reviewing the scheme and process details relevant to their action.
Discovery and planning tools do not replace independent review of mutual fund documentation.

Disclosure

Risk and informational boundaries.

Account and user data information.

Policies & Procedures

Operational standards and process.

Help & Support

Onboarding and navigation guidance.

Terms & Conditions content on Ramaniya is a formal reference layer for platform use. It should be read together with Disclosure, Privacy Policy, and other compliance pages. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.