Two identical SIP plans - same monthly amount, same return assumption, same total horizon - one starting today and one starting after the delay you set. The gap between the two final corpus values is the cost of delay.
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Cost & Efficiency
Cost of Delay
Compare the reference effect of starting a mutual fund SIP now versus later.
1 minEducational model only
Calculator
Total Cost of Delay
₹10,22,371
Visualization
Horizon Share
Months
180
Invested
93%Delay
7%Value if Start Now
₹75,68,640
Standard projection
Value if Delayed
₹65,46,269
Post-delay maturity