Two identical SIP plans - same monthly amount, same return assumption, same total horizon - one starting today and one starting after the delay you set. The gap between the two final corpus values is the cost of delay.
Cost & Efficiency 1 min
Cost of Delay
Compare the reference effect of starting a mutual fund SIP now versus later.
Educational model only
Calculator
Total Cost of Delay
₹10,22,371
Visualization
Horizon Share
Months
180
Invested
93%Delay
7%Value if Start Now
₹75,68,640
Standard projection
Value if Delayed
₹65,46,269
Post-delay maturity