Mutual Fund Investment Platform
Ramaniya
Wealth evolved
India's mutual fund platform built around how you actually invest. Drive your own SIPs, get matched with an AMFI-registered distributor, or run a calmer connected workspace.
AMFI-registered platform
1,200+ funds
KYC in ~5 min
₹500 min SIP
BSE StAR MF
Platform overview
Built for practical
mutual fund workflows.
Regulator-aligned, AMFI-accurate, and genuinely calm to use.
Regulator-aligned compliance
KYC, nominee, and FATCA flows built to regulator spec. Nothing goes live without full compliance checks.
1,200+ funds, real AMFI data
NAV-accurate projections, live fund data, and returns history - not estimates, not guesses.
AI-prepared advisor briefs
Every client touchpoint comes with a structured brief. Advisors are prepared, clients feel heard.
Full mobile app experience
Track your SIPs, review portfolio performance, and explore funds - on iOS and Android.
AMFI
Registered mutual fund distributor
₹500
Minimum SIP - start small, grow big
~5 min
From sign-up to first SIP, fully digital
1,200+
AMFI-verified funds on the platform
Your money is safe
Funds held directly with SEBI-regulated AMCs - never with Ramaniya.
Why choose Ramaniya
Safety, clarity,
and no hidden costs.
We're an AMFI-registered distributor - your funds go directly to the AMC, and we earn only disclosed commissions. No bank. No broker.
Your money never passes through us
All investments go directly to SEBI-regulated AMCs. Ramaniya never holds your funds.
Full transparency on commissions
We disclose every commission we earn. Zero hidden charges. No account opening fees ever.
AMFI-registered distributors, SEBI-regulated funds
Every advisor on the platform is an AMFI-registered distributor. Every fund house is SEBI-regulated.
KYC done once, valid everywhere
Our digital KYC flow is recognised across all AMCs. One process, full market access.
Goal-based planning
Invest with a purpose.
Choose a goal and we'll map the right fund mix for you.
Buy a Home
Build the corpus for your dream home systematically.
SIP from
₹2,000/mo
Child Education
Secure quality education for your child's future.
SIP from
₹1,500/mo
Long Term Wealth
Grow your wealth over 10+ years with equity funds.
SIP from
₹500/mo
Emergency Fund
Build 6 months of expenses in liquid funds.
SIP from
₹1,000/mo
Tax Saver
Save up to ₹46,800 tax with ELSS funds under 80C.
SIP from
₹500/mo
Retirement Freedom
Build a retirement corpus that lasts your lifetime.
SIP from
₹2,000/mo
Plan a Holiday
Save systematically for your dream vacation.
SIP from
₹1,000/mo
Investment Fund
A flexible multi-cap fund for any investment horizon.
SIP from
₹500/mo
GIFT City Funds
India's most rewarding
international fund -
GIFT City.
Access dollar-denominated international funds through India's IFSC. Tax-efficient, IFSCA-regulated, and available exclusively through platforms like Ramaniya.
Invest in USD - hedge against rupee depreciation
Access global equity funds not available on domestic platforms
IFSCA-regulated under India's GIFT City framework
No LRS limit hassles - invest up to $250,000/year
GIFT City Fund Portfolio
IFSC · IFSCA Regulated
Returns (3Y)
19%
Annualised CAGR
Min Investment
$1,000
One-time or SIP
Fund Size
−14.8%
Max drawdown
Regulation
IFSC
IFSCA framework
All products
One platform. Every product.
Mutual funds, IPOs, bonds, FoFs, ELSS - no switching platforms, no context loss.
Core Product
Mutual funds
SIP, lumpsum & portfolio review – direct and regular plans, 1,200+ funds
Portfolio Value+18.4%
₹3,84,210
Mirae Asset Large Cap · Direct+22.1%
Parag Parikh Flexi Cap · Direct+19.8%
SBI Small Cap Fund · Direct+31.4%
Explore mutual funds
New Issues
IPOs
Open (2)UpcomingClosed
AH
Aravalli Healthtech
58.6x subscribed · SME
Last day
SL
Satpura Ltd
2.4x subscribed · Mainboard
Open
View all IPOs
Fixed Income
Bonds
Earn fixed returns with predictable payouts
Govt Securities
7.26%
p.a.
Sovereign
Corp Bonds
8.90%
p.a.
AAA
Short Duration
7.75%
p.a.
1–3 yr
Explore bonds
More Products
FoF, NPS & ELSS
Fund of funds, pension plans, and tax-saving instruments - all in one place
International & multi-asset Fund of Funds
NPS – long-term retirement planning
ELSS – Sec 80C tax-saving funds
Explore all products
How it works
Three steps.
One calmer entry.
No branch visits. No paperwork. No confusion.
01
Choose your route
Start self-serve in 5 minutes or connect with an AMFI-registered distributor for a guided plan.
02
Complete the basics
Finish KYC with PAN + Aadhaar + face verification. Fully digital, fully compliant.
03
Enter the platform
Start your SIP, explore 1,200+ funds, track returns, and manage your portfolio in one place.
No noise. No jargon.
Just your wealth, growing.
Join 1,200+ investors who chose clarity over complexity. AMFI-registered, data-accurate, genuinely calm.
No account opening fee
KYC in ~5 minutes
Cancel SIP anytime
AMFI registered
₹500
Minimum SIP to get started
1,200+
AMFI-verified funds available
~5 min
Average KYC completion time
AMFI
Registered mutual fund distributor
Real investors. Real clarity.
People who chose Ramaniya.
★★★★★
"Finally, a MF platform that doesn't feel like it's hiding something. Everything from KYC to SIP was clear and done in under 10 minutes.
AM
Ayesha M.
Software engineer · Mumbai
★★★★★
"The advisor matching was the best part. Got a solid, personalised fund plan in 48 hours without any upselling or pressure.
RS
Rajan S.
Business owner · Pune
★★★★★
"I've used three other platforms. Ramaniya is the first one that felt genuinely made for someone like me - no jargon, no noise.
PK
Priya K.
Doctor · Bengaluru
Questions, answered.
Everything you need
to get started.
Is it safe to invest with Ramaniya?
Yes. Ramaniya is an AMFI-registered mutual fund distributor. Your money goes directly to the AMC - it never passes through Ramaniya. All funds are held in your name at the respective AMC.
What is the minimum amount I can invest in a SIP?
You can start a SIP with as little as ₹500 per month. For lumpsum investments, the minimum is typically ₹500–₹1,000 depending on the fund.
How long does the KYC onboarding take to complete?
Our digital KYC flow takes approximately 5 minutes. You'll need your PAN, Aadhaar (for DigiLocker), and a quick face verification. There are no branch visits or paperwork required.
Can I connect with a Ramaniya advisor?
Absolutely. You can book a 30-minute discovery call with an AMFI-registered distributor from our platform. They'll understand your goals and put together a personalised fund plan within 48 hours.
What happens if I want to stop or pause a SIP?
You can pause or cancel any SIP at any time directly from your dashboard - no charges, no lock-in, no calls required. Your invested units remain yours and continue to grow.