Planning tools
One workspace.
Every planning view.
Nine tools - planners, risk scorecards, and cost models - all free, all educational. Outputs are reference values, not investment advice.
Every year you wait
compounds against you.
Model the exact rupee cost of delaying your investment start by 1, 3, or 5 years. Understand what your corpus loses - not as a percentage, but as a number you can feel.
Open Cost of Delay Output is a reference model. Not a guarantee of future outcomes.Name your goal.
Find your SIP.
Tell the planner what you want - a home, education corpus, retirement - and your timeline. It works backward to the exact monthly SIP you need at a given expected return.
Open Goal Planner Output is a reference model. Not personalized financial advice.See what's hiding
inside your funds.
Mutual funds often hold the same underlying stocks. Portfolio X-Ray maps your overlap across holdings - so you can see if you're genuinely diversified or just paying for the same exposure twice.
Open Portfolio X-Ray Output is a reference model. Not personalized financial advice.Model your retirement
month by month.
Start with your corpus and monthly withdrawal need. The planner runs a sustainable withdrawal model - accounting for return, inflation step-up, and horizon - to show how long your money lasts.
Open Retirement Planner Educational SWP-style model. Does not account for taxes or sequence risk.See your 80C room
before March rush.
Map how much Section 80C room you have left, the ELSS SIP that fills it, and the estimated tax saved - in two minutes. Model before you commit, not after.
Open Tax Saving Planner Reference model only. Consult a tax advisor for personalized guidance.Turn unrealised losses
into real tax savings.
Find funds where you're sitting on short or long-term losses and harvest them to offset gains - reducing your tax liability without changing your underlying investment strategy.
Open Tax Harvest Planner Reference model only. Consult a tax advisor before acting on outputs.One score for
concentration, liquidity, tax.
A single model-based score across the three risks that quietly build up in a large portfolio - concentration in a few names, inadequate liquidity buffer, and deferred tax exposure.
Open HNI Risk Scorecard Educational model only. Not a substitute for professional advice.Running both?
See the one number.
Combine a one-time lumpsum with a monthly SIP and model the total corpus they build together - useful when you have both a windfall and a regular contribution in play.
Open SIP & Lumpsum Planner Output is a reference model. Not personalized financial advice.